From April 2026, HMRC is removing the popular £6-per-week work-from-home tax relief. What Was the £6-a-Week Claim? Employees who were required to work from home could claim tax relief on additional household expenses. There were two ways to claim: Actual costs (with evidence), or A flat rate of £6 per week if you worked enough hours—no receipts required Most chose the simpler £6 option. It was quick, easy, and required minimal paperwork. What’s Changing in April 2026? From 6 April
In today’s digital world, much of our financial and business information lives online. While this makes things convenient, it also means that access to important records can disappear quickly—especially when you close an account. Whether it’s your personal bank account or an online booking system for your business, downloading your data in advance is a simple but essential step. Don’t Lose Access to Your Financial History When you close a bank account, your access to online banking is usually removed
If you’re a counsellor or psychotherapist in the UK, you may be wondering: Do I need to charge VAT on my services? The short answer is: usually, yes. Despite providing mental health support, most counsellors and psychotherapists are not VAT exempt under UK law. In this guide, we explain why—and what it means for your practice. Why Mental Health Services Are Not Automatically VAT Exempt Many people assume that all healthcare services are VAT free. However, UK VAT law applies
If you’re self-employed or running a small business, one of the most important decisions you’ll make is choosing your accounting method. Should you use cash basis accounting or accrual (traditional) accounting? Understanding the difference is essential — because it affects: How your profit is calculated How much tax you pay What you report to HM Revenue & Customs How clearly you can see your business performance In this guide, we explain cash basis vs accrual accounting  with  examples. What Is
The best way to show how this works is with an example, HMRC require 50% on account in each January and July based on the tax paid for the year before. If 5 April 2026 is your first year then you will not have made payments in January and July 2025 and so payment on 31 January 2027 in this example based on taxable profits of £25,000 will be: Tax and NIC Payments due Income Tax 2025/26 £2,286.00 Class 4
